UK Secured Loans

A Secured Loan allows you to borrow money at a far better rate than an Unsecured Loan because your home is used as security and deemed less of financial risk by the borrowers. Your home is however at risk if you do not keep up repayments secured upon it.

In these modern times nearly 50% of UK Homeowners will have experienced some form of credit problems. This could be with: CCJ's (County Court Judgements), Defaults, Mortgage Arrears, Bankruptcy, Debts, IVA's and Hire Purchase Defaults. If you have experienced any of the above you have probably got a Poor Credit History.

Secured Loan - The Benefits:

An easy and manageable route to generating extra cash.
With a remortgage you have the same expenses you do when taking on a mortgage: surveys, valuation, mortgage indemnity and solicitors fees to pay. With a Secured Loan you have none of this, making it easier to arrange.
You can use the cash for any purpose - for example, debt consolidation, home improvements, buying a car or going on holiday.
Using this for Debt Consolidation means that with one single payment each month, you have more control over YOUR monthly budget.
Repayment period can be anything from 3 - 25 years.
Protected payment plans can provide extra peace of mind.

Finance Jungle has information about a whole host of different types of UK Loans whether you are looking for a bridging loan or being self employed, you require a self employed loan:

Different Types of Secured Loan products: