UK Non Status Mortgage

Non Status means that you have a bad credit rating, a poor credit history can lead to a bad credit rating. You could be any of the following: self employed without proof of 3 years accounts, you could have CCJ’s (county court judgements) against you, you might have credit card arrears, loan defaults, bankruptcy, IVA history, or previous mortgage or rent arrears.

If you do not have a credit record or you cannot provide any proof of income, then you are regarded by lenders as being non status. Lenders consider Non Status borrowers to be a greater risk but you should not despair there are lenders who will still offer you a mortgage and Finance Jungle could help you find that mortgage.
Due to the lack of security to the lender you will probably have to pay a higher interest rate than you would if your credit rating was good. You may also have to find a larger deposit as lenders may not be willing to lend you the largest proportion on the properties value.

If you find that most high street lenders will not lend you money. You can always try Sub-prime lenders who specialise in non status finance. These sub-prime lenders will look at your circumstances and ability to pay rather than your past credit problems. Finance Jungle can help you find a UK Non Status Mortgage whatever your credit history.

Full range of UK Mortgages:

Typical, variable APR is 10.9%. Rates range from 7.7% to 18.3%
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP MORTGAGE OR DEBT REPAYMENTS SECURED ON IT
THINK CAREFULLY BEFORE SECURING ANY OTHER DEBT ON YOUR HOME. NON PAYMENT OF ANY LOAN CAN AFFECT YOUR CREDIT RATING

Every effort has been made to ensure that the facts here are correct. No liability is accepted for any errors contained herein or for any loss resulting from actions taken.