UK Variable Rate Mortgage
A mortgage on which the rate of interest changes as money market conditions change. A Variable Rate Mortgage means that the interest rate you are charged on your mortgage will rise and fall along with the Bank of England’s base rate. With a Standard Variable Rate Mortgage your monthly payment will only change once a year under an annual review procedure.
Each of the mortgage lenders have their own interest rate which they charge on top of the base rate, and it is usually set at around 1% to 2% higher than the base rate. So this means that if the base rate was say 6% you would be paying 7% to 8%.
Full range of UK Mortgages:
100% | Buy to Let | Capped Rate | Discounted Rate | Endowment | First Time Buyer | Fixed Rate | Flexible | Interest Only | ISA | Non Status | Self Build | Self Certification | Self Employed | Tracker | Variable Rate
